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Extract from the Register of European Patents

EP About this file: EP3022701

EP3022701 - SYSTEMS AND METHODS FOR CORRELATING CARDHOLDER IDENTITY ATTRIBUTES ON A PAYMENT CARD NETWORK TO DETERMINE PAYMENT CARD FRAUD [Right-click to bookmark this link]
StatusThe application has been refused
Status updated on  10.07.2020
Database last updated on 05.07.2024
FormerExamination is in progress
Status updated on  15.12.2017
Most recent event   Tooltip10.07.2020Refusal of applicationpublished on 12.08.2020  [2020/33]
Applicant(s)For all designated states
MasterCard International Incorporated
2000 Purchase Street
Purchase, NY 10577 / US
[2016/21]
Inventor(s)01 / GROARKE, Peter J.
7 Mount Eagle Rise
Dublin 18 / IE
02 / WIESMAN, Mark B.
1801 York Ridge Court
Chesterfield, Missouri 63017 / US
03 / CHISHOLM, John Delton
317 Willowick Drive
Ballwin, Missouri 63011 / US
04 / LONE, Ishfaq A.
33 Milpark
Clondalkin, Dublin 18 / IE
 [2016/21]
Representative(s)Gill Jennings & Every LLP
The Broadgate Tower
20 Primrose Street
London EC2A 2ES / GB
[2016/21]
Application number, filing date14826355.107.07.2014
[2016/21]
WO2014US45598
Priority number, dateUS20131394346116.07.2013         Original published format: US201313943461
[2016/21]
Filing languageEN
Procedural languageEN
PublicationType: A1 Application with search report
No.:WO2015009477
Date:22.01.2015
Language:EN
[2015/03]
Type: A1 Application with search report 
No.:EP3022701
Date:25.05.2016
Language:EN
The application published by WIPO in one of the EPO official languages on 22.01.2015 takes the place of the publication of the European patent application.
[2016/21]
Search report(s)International search report - published on:KR22.01.2015
(Supplementary) European search report - dispatched on:EP10.02.2017
ClassificationIPC:G06Q20/40, G06Q20/42, G06Q20/34, G06Q20/38
[2017/11]
CPC:
G06Q20/4016 (EP,US); G06Q20/34 (EP,US); G06Q20/382 (EP,US);
G06Q20/3827 (EP,US); G06Q20/4014 (EP,US)
Former IPC [2016/21]G06Q20/40, G06Q20/42, G06Q20/34
Designated contracting statesAL,   AT,   BE,   BG,   CH,   CY,   CZ,   DE,   DK,   EE,   ES,   FI,   FR,   GB,   GR,   HR,   HU,   IE,   IS,   IT,   LI,   LT,   LU,   LV,   MC,   MK,   MT,   NL,   NO,   PL,   PT,   RO,   RS,   SE,   SI,   SK,   SM,   TR [2016/21]
TitleGerman:SYSTEME UND VERFAHREN ZUR KORRELATION VON KARTENINHABERAUTHENTIFIZIERUNGSDATEN IN EINEM ZAHLUNGSKARTENNETZWERK ZUM BESTIMMUNG VON ZAHLUNGSKARTENBETRUG[2016/21]
English:SYSTEMS AND METHODS FOR CORRELATING CARDHOLDER IDENTITY ATTRIBUTES ON A PAYMENT CARD NETWORK TO DETERMINE PAYMENT CARD FRAUD[2016/21]
French:SYSTÈMES ET PROCÉDÉS PERMETTANT DE METTRE EN CORRÉLATION DES ATTRIBUTS D'IDENTITÉ DE DÉTENTEUR DE CARTE SUR UN RÉSEAU DE CARTES DE PAIEMENT AFIN DE DÉTERMINER LES FRAUDES PAR CARTES DE PAIEMENT[2016/21]
Entry into regional phase14.01.2016National basic fee paid 
14.01.2016Search fee paid 
14.01.2016Designation fee(s) paid 
14.01.2016Examination fee paid 
Examination procedure14.01.2016Examination requested  [2016/21]
25.08.2017Amendment by applicant (claims and/or description)
19.12.2017Despatch of a communication from the examining division (Time limit: M04)
17.04.2018Reply to a communication from the examining division
06.03.2020Cancellation of oral proceeding that was planned for 09.06.2020
16.03.2020Despatch of communication that the application is refused, reason: substantive examination [2020/33]
26.03.2020Application refused, date of legal effect [2020/33]
09.06.2020Date of oral proceedings (cancelled)
Fees paidRenewal fee
11.07.2016Renewal fee patent year 03
12.07.2017Renewal fee patent year 04
11.07.2018Renewal fee patent year 05
15.07.2019Renewal fee patent year 06
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Documents cited:Search[A]US2008294557  (RAMANI SRINIVASAN [IN], et al) [A] 1-15 * abstract ** paragraphs [0019] - [0022] *;
 [I]EP2482244  (MASTERCARD INTERNATIONAL INC [US]) [I] 1-15 * abstract * * claims 11-15 * * figures 1-10 * * paragraphs [0022] - [0078] *;
 [I]US2012239574  (SMITH JANET [US], et al) [I] 1-15 * abstract * * claims 11-20 * * figures 1-5 * * paragraphs [0034] - [0079] *
International search[Y]US2004199469  (BARILLOVA KATRINA A [US], et al);
 [A]US2007262138  (SOMERS JEAN [BE], et al);
 [A]US2011119190  (MINA MAGID JOSEPH [US]);
 [A]US2011161422  (BENDER BRAD H [US], et al);
 [Y]US2011307383  (RATICA ADAM [US])
The EPO accepts no responsibility for the accuracy of data originating from other authorities; in particular, it does not guarantee that it is complete, up to date or fit for specific purposes.