blank Quick help
blank Maintenance news

Scheduled maintenance

Regular maintenance outages:
between 05.00 and 05.15 hrs CET (Monday to Sunday).

Other outages
Availability
Register Forum

2022.02.11

More...
blank News flashes

News flashes

New version of the European Patent Register - SPC information for Unitary Patents.

2024-03-06

More...
blank Related links

Extract from the Register of European Patents

EP About this file: EP0979474

EP0979474 - SYSTEM AND PROCESS FOR PRICING FINANCIAL INSTRUMENTS [Right-click to bookmark this link]
StatusThe application has been refused
Status updated on  04.04.2014
Database last updated on 23.04.2024
Most recent event   Tooltip04.04.2014Refusal of applicationpublished on 07.05.2014  [2014/19]
Applicant(s)For all designated states
CITIBANK, N.A.
399 Park Avenue New York
New York 10043 / US
[N/P]
Former [2000/07]For all designated states
CITIBANK, N.A.
399 Park Avenue
New York, New York 10043 / US
Inventor(s)01 / GOTTESMAN, Sidney
144-05 Jewel Avenue
Flushing, NY 11367 / US
02 / SHUMAN, Darlene, S.
8 Stonebridge Lane
Princeton, NJ 08540 / US
03 / ELETTO, Patricia, Ann
2265 Gerritsen Avenue nr. 6M
Brooklyn, NY 11229 / US
04 / GURDUS, Benjamin
10 Manchester Drive
Westfield, NJ 07090 / US
05 / SANTARIELLO, Robert
234 Bay 23rd Street
Brooklyn, NY 11214 / US
06 / MURTHY, Jay
1553 Wilson Road
Weast Meadow, NY 11554 / US
07 / SPIVAK, Michael
15 Maytime Court
Jericho, NY 11753 / US
[2000/07]
Representative(s)Johansson, Lars-Erik, et al
Hynell Intellectual Property AB
Hammarbybacken 27
120 30 Stockholm / SE
[N/P]
Former [2005/45]Johansson, Lars-Erik, et al
Hynell Patenttjänst AB Patron Carls väg 2
683 40 Hagfors / Uddeholm / SE
Former [2002/51]Johansson, Lars E., et al
Hynell Patenttjänst AB Patron Carls Väg 2
683 40 Hagfors/Uddeholm / SE
Former [2000/07]Hynell, Magnus
Hynell Patenttjänst AB, Patron Carls väg 2
683 40 Hagfors/Uddeholm / SE
Application number, filing date97927749.830.05.1997
[2000/07]
WO1997US08881
Priority number, dateUS1996065592431.05.1996         Original published format: US 655924
[2000/07]
Filing languageEN
Procedural languageEN
PublicationType: A1 Application with search report
No.:WO9745803
Date:04.12.1997
Language:EN
[1997/52]
Type: A1 Application with search report 
No.:EP0979474
Date:16.02.2000
Language:EN
The application published by WIPO in one of the EPO official languages on 04.12.1997 takes the place of the publication of the European patent application.
[2000/07]
Search report(s)International search report - published on:US04.12.1997
(Supplementary) European search report - dispatched on:EP11.03.2005
ClassificationIPC:G06F17/60
[2005/17]
CPC:
G06Q40/02 (EP,US); G06Q20/10 (EP,US); G06Q20/102 (EP,US);
G06Q20/108 (EP,US); G06Q40/03 (EP,US); G06Q40/06 (EP,US)
Former IPC [2000/07]G06F17/60, G06G7/52
Designated contracting statesAT,   BE,   CH,   DE,   DK,   ES,   FI,   FR,   GB,   GR,   IE,   IT,   LI,   LU,   MC,   NL,   PT,   SE [2000/07]
Extension statesAL16.10.1998
LT16.10.1998
LV16.10.1998
RO16.10.1998
SI16.10.1998
TitleGerman:SYSTEM UND PROZESS ZUM BEPREISEN VON FINANZIELLEN INSTRUMENTEN[2000/07]
English:SYSTEM AND PROCESS FOR PRICING FINANCIAL INSTRUMENTS[2000/07]
French:SYSTEME ET PROCEDE DE TARIFICATION DES CHARGES POUR PRESTATIONS BANCAIRES[2000/07]
Entry into regional phase16.10.1998National basic fee paid 
16.10.1998Search fee paid 
16.10.1998Designation fee(s) paid 
16.10.1998Examination fee paid 
Examination procedure18.12.1997Request for preliminary examination filed
International Preliminary Examining Authority: US
16.10.1998Examination requested  [2000/07]
28.07.2005Amendment by applicant (claims and/or description)
20.09.2005Despatch of a communication from the examining division (Time limit: M04)
09.12.2005Reply to a communication from the examining division
18.08.2006Despatch of a communication from the examining division (Time limit: M06)
12.02.2007Reply to a communication from the examining division
18.12.2007Despatch of a communication from the examining division (Time limit: M04)
21.04.2008Reply to a communication from the examining division
01.12.2008Date of oral proceedings
23.03.2009Despatch of communication that the application is refused, reason: substantive examination [2014/19]
23.03.2009Minutes of oral proceedings despatched
23.03.2014Application refused, date of legal effect [2014/19]
Appeal following examination19.05.2009Appeal received No.  T1597/09
13.07.2009Statement of grounds filed
07.03.2014Result of appeal procedure: appeal of the applicant was rejected
Divisional application(s)The date of the Examining Division's first communication in respect of the earliest application for which a communication has been issued is  20.09.2005
Fees paidRenewal fee
12.05.1999Renewal fee patent year 03
15.05.2000Renewal fee patent year 04
29.05.2001Renewal fee patent year 05
14.05.2002Renewal fee patent year 06
13.05.2003Renewal fee patent year 07
26.05.2004Renewal fee patent year 08
24.03.2005Renewal fee patent year 09
31.05.2006Renewal fee patent year 10
22.05.2007Renewal fee patent year 11
20.05.2008Renewal fee patent year 12
26.05.2009Renewal fee patent year 13
24.05.2010Renewal fee patent year 14
20.05.2011Renewal fee patent year 15
16.05.2012Renewal fee patent year 16
31.05.2013Renewal fee patent year 17
Opt-out from the exclusive  Tooltip
competence of the Unified
Patent Court
See the Register of the Unified Patent Court for opt-out data
Responsibility for the accuracy, completeness or quality of the data displayed under the link provided lies entirely with the Unified Patent Court.
Documents cited:Search[X]US3017103  (JACOB GOLDBERG, et al) [X] 1-14 * column 2, line 68 - column 5, line 15; figure 2; claims 1,12 *;
 [X]US4752877  (ROBERTS PETER A [US], et al) [X] 1-14 * column 2, line 3 - column 3, line 68; claims 1-3 *;
 [Y]US4774663  (MUSMANNO THOMAS E [US], et al) [Y] 1-14 * column 2, line 4 - column 3, line 43; figures 1-4; claims 9,11 * * column 10, line 59 - column 12, line 5 *;
 [Y]US5206803  (VITAGLIANO FRANCIS M [US], et al) [Y] 1-14* column 2, line 35 - column 3, line 51; figure 1; claim 1 *
International search[A]  - AMERICAN BANKER, 29 July 1987, Vol. 152, No. 147, SULLIVAN, MICHAEL P., "Financial Marketing Issues Rate High on Effort, Low on Delivery", p. 4.
 [A]  - BANK RATE MONITOR, 24 December 1990, Vol. 9, No. 2, "CoreStates Hikes Loan Discounts", pp. 1 and 8.
 [A]  - BANK ADVERTISING NEWS, 23 September 1991, Vol. 16, No. 3, "First Union Sets Strategy After Southeast Buy", pp. 1 and 5.
 [A]  - THE JOURNAL OF COMMERCIAL LENDING, March 1992, FERRARI, RICHARD H., "Commercial Loan Pricing and Profitability Analysis Part II", pp. 35-46.
 [A]  - JOURNAL OF COMMERCIAL LENDING, December 1995, Vol. 78, No. 4, CHMURA, CHRISTINE, "A Loan Pricing Case Study", p. 23-33.
otherUS3107103
 US5557798
 US5644727
 US5649181
 US5649116
 US5659165
 WO9745803
 US5710889
The EPO accepts no responsibility for the accuracy of data originating from other authorities; in particular, it does not guarantee that it is complete, up to date or fit for specific purposes.